MANUFACTURED HOME AND MOBILE HOME INSURANCE

All types of homeowners insurance help protect you from potential liability; you may also include the structure itself and your belongings. If you own a prefabricated home — mobile or manufactured — you can get special homeowner insurance that helps cover the risks specific or unique to your home. In disasters like windstorms or fires, this type of insurance could help you protect yourself against loss if your home, your belongings or other structures on your property are damaged or destroyed.

Why do I need mobile or manufactured home insurance?

While manufactured home insurance often isn't a legal requirement, most mortgage lenders require it. Additionally, mobile or manufactured home insurance gives you peace of mind and security for your most important investment and property. Safeguard your home and your belongings by getting a customized mobile home insurance quote today.

What’s the difference between a mobile home or manufactured home?

The only difference between the two types of homes is the date they were built. According to HUD, a factory-built home made prior to June 15, 1976 is a mobile home and one built after June 15, 1976 is a manufactured home.

Though it's not always required, a Manufactured Home and Mobile Home insurance policy is always recommended whether you rent a space or own your land..  If there were an incident such as a fire, storm, or theft, your possessions would not be covered unless you have an insurance policy.  

If you would like a free insurance quote, call 800-207-7656, ask for our mobile home department.