Motorcycle Insurance Quote Forms

Motorcycle Quote Form

Motorcycle Insurance Customer Service Options

Motorcycle Insurance Information

There are many reasons to have a motorcycle...they're fun, affordable to operate, they don't take much room or much gas (some are even electric these days); plus, there are so many choices and options available. Whether you're a road warrior seeking adventure or just looking for an economical way to get around town, there's nothing quite like the freedom of a motorcycle.

Motorcycles offer the rider a sense of freedom ~ like the thrill when you were a kid pedaling your first bike.

At Solo Insurance^® we know the bottom line matters and that you take your bike seriously.  We're ready to work and find you our best rate for the coverage you seek with insurance companies who are serious about motorcycles, and their riders.  So whether you want to just get back n forth to work in a sensible manner or have a tricked-out cruiser, we'll shop for your best rate. Your motorcycle may be one of your prized possessions, It deserves special protection. 

Do you need insurance for your motorcycle, even if you're just a weekend rider?
Yes! For a two main reasons: First, because you want to be legal on the road. You'll have peace of mind on the open road knowing you aren't worrying about "getting caught." Second, you want your assets covered.  Having the coverage you want for financial peace of mind can include covering the investment in the bike itself, your passengers and yourself.  

Your motorcycle may be one of your prized possessions. Here are a few things to consider before getting coverage:

If you're in an accident it can cause you financial hardship in addition to injury.
If your motorcycle is stolen, it costs money to fix or replace it so insuring the bike with physical damage can help cover losses should they occur.

If you or a passenger are injured in an accident, medical payments can apply to you and your riders.

If your motorcycle is responsible for damage or injury to others, you may be sued for more than you're worth.

What other things should I consider when thinking of motorcycle insurance?
Here are a few more questions to ask yourself as you prepare to search out coverage:
Do I want to just be legal (liability only) or have the bike, itself, covered also?

• If I have the motorcycle covered with physical damage (comprehensive and collision), how much can I afford to pay if it is in an accident, damaged or stolen? (This would impact your deductible.)
• What discounts and programs are available? (Have you taken safety classes? Are you a member of an affiliated motorcycle association?)
• Do you have a motorcycle endorsement on your driver's license?
• How much medical coverage do I want for me and my passengers?
• How much liability coverage do I want? 
• Do I need things like accessory coverage, roadside assistance or transport trailer coverage?
  

Tips for the cost-conscious rider
All of the above factors play a role in determining what your insurance costs will be. So do things such as your age, driving record, type of motorcycle,  rider-training course completion, liability only or with physical damage. Maintaining insurance and a good driving record with no violations or accidents are great helps in reducing premiums. Many companies offer discounts for graduates of training courses, such as the Motorcycle Safety Foundation (MSF) rider course.

As with auto insurance, young riders are usually considered a higher risk than established riders but motorcycle insurance is typically lower cost than auto insurance. Multi-bike discounts for those insuring more than one bike can help, and mature rider discounts for experienced riders, are just a few more possibilities. Availability and qualifications for discounts vary from company to company and state to state.

• Keep in mind that the type, style (such as a sports bike vs. a cruiser) and age of the motorcycle, as well as the number of miles you drive a year and where you store your bike may also affect how much you pay for your premium.  At Solo Insurance^® we do motorcycle insurance! Click the link above to get your quote started or call 800-207-7656.